Gemini Transportation Underwriters Gemini Transportation Underwriters is a leading provider of excess liability insurance for companies in the transportation industry. We offer excess liability coverage for all types of vehicles and excess liability and railroad protection for freight and passenger railroads and public transit systems. As part of W. R. Berkley Corporation, one of the nation's premier commercial lines property casualty insurance providers, we combine the resources of a Fortune 500 company with the underwriting expertise and personalized service of a specialty carrier. We are pleased to underwrite and issue policies on behalf of Gemini Insurance Company, which carries an A. M. Best Financial Strength Rating of A+ (Superior) and a Financial Size Category of XV. Responsibilities The Underwriter will be responsible for evaluating and determining risk acceptability, pricing, and coverage for excess liability insurance within company underwriting guidelines and profitability goals. Key functions include but are not limited to: Review new and renewal commercial insurance risks and determine accurate classification of business, policy contract forms, and pricing of risk. Review operations, exposures, controls, claims, and loss information on individual risks. Use this information to evaluate accounts and develop pertinent attachment points, limits, pricing, and coverage solutions. Responsible for achieving predetermined premium goals and profitability objectives, effectively executing the company underwriting philosophy, and ensuring compliance with underwriting best practices. Assist in developing new products, coverage enhancements, and procedures that drive production and processing efficiency. Maintain quality and time standards as established. Cultivate effective broker relationships; conduct broker visits, communicate expectations, and make recommendations for proper actions when appropriate. Identify and cultivate brokers with new business opportunities. Develop presentations to be delivered to brokers, retail agents, and/or insureds detailing coverages, pricing, and services. Build and maintain productive relationships with internal service teams including Claims, Finance, and Actuarial to develop best practices and deliver world-class service both internally and externally. Maintain current knowledge of the regulatory environment (state/federal rules and regulations) pertaining to the industry; exhibit a desire to continue education in the insurance field. Display a positive image in the marketplace with all clients, including broker contacts; maintain a positive, professional appearance. Exhibit high levels of technical underwriting expertise, leadership, and professionalism.
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